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Wed, 18th Aug 2021
12:30 PM
1:00 PM
The Landscape Association
(02) 9630 4844

Ask an Expert Series: HBC Insurance

Home Buildings Compensation (HBC) cover is an important protection for homeowners. Formerly called ‘home warranty insurance’, HBC protects homeowners as a last resort if you can’t complete building work or fix defects due to insolvency, death, disappearance, or license suspension due to non-compliance with a money order made in favour of the homeowner by the NSW Civil and Administrative Tribunal or a court.

If you’re a licensed builder or tradesperson in NSW, you need to get home building compensation (HBC) cover for each home building project over $20,000 including GST. Failing to take out HBC cover for such work is an offence under NSW law.

In this edition of our Ask an Expert series, Viral Shah, Eligibility Manager at Insurance House Group, will discuss HBC insurance, applying for HBC eligibility with icare and how partnering with an approved broker can simplify the process for your business.

PLUS a Q&A session where you can get all of your HBC questions answered by the expert.

Meet your presenter

Viral Shah is an experienced Eligibility Manager with demonstrated history of working within the Insurance Industry. He is currently one of the Eligibility Managers at Insurance House where he goes the extra mile for his clients. Insurance House proudly supports over 30,000 people each year with their personal and business insurance needs.


Kellyville man, Mr Darian Lindsay, has been convicted of twenty-two offences under the Home Building Act and the Australian Consumer Law. Offences included permitting the company of which he was the sole director, Complete Surrounds Landscaping Pty Limited, to demand excessive deposits and authorising the company to do residential building work without appropriate insurance. Mr Lindsay was fined $22,000 and ordered to pay $47,485.50 in compensation to affected consumers. Mr Lindsay has a right of appeal.

Any residential building work valued at more than $20,000 requires insurance under the Home Building Compensation Fund. You can check the public register for a valid certificate

Source: NSW Fair Trading


What is Ask an Expert series about?
The Ask an Expert series is TLA’s online, informal presentation and Q&A platform, offering members exclusive access to industry subject matter experts. These short, sharp and informative events are your chance to find out all you ever wanted to know about topics that affect your business.

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